Capabilities

What we deliver

Five capabilities that make a market programme work, delivered by the local program provider.

A bank joining the Programme needs more than a contract and a channel. It needs staff who understand cross-border local-currency operations, systems that can hold the throughput the network requires, and material its own market can read in Arabic.

Assessing readiness first

Before any corridor design begins, a member bank is assessed against the DIAMOND framework, which reads institutional capacity across four stages and determines the sequence the rest of the work follows.

Who delivers them

All five are delivered by the local program provider, the joint venture established in each country with a qualified local partner. It is the only entity in the structure that contracts with banks. ArabPay Limited holds regional governance, licenses know-how downward, and earns royalty and licensing income from its subsidiaries and nothing else.